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How Much Time Do I Have to File My Claim?

How Much Time Do I Have to File My Claim?

Florida is known as a no-fault state, which means that if you are involved in an accident or were hurt, you would file a claim under your own insurance. In states that do relegate fault to one or another party, typically one would file a claim under the at-fault’s party insurance.

Another important part about Florida’s injury laws is that claimants have up to 4 years from the date of their injuries to file a lawsuit to recover compensation. Across the board, you may finds that many states do not allow this much time to pass, and there is a reason why.

Understanding the Statute of Limitations

The time limits for filing a claim are called the statute of limitations. If you were to try to litigate against the other party on any time after the deadline has run out, you may miss out. Judges tend to be less sympathetic once the statute has run out, and thus, may not be inclined to rule in your favor. This law was brought up so that claimants will not try to take advantage of the legal system by making claims for incidents that happened years prior, when the evidence is no longer fresh.

You may be entitled to recover the following under your insurance claim:

  • Costs of your medical care and treatment
  • Rehabilitation and/or therapy costs
  • Travel expenses to and from the hospital
  • Pain and suffering
  • Lost income and future earning potential

The claims process can also be somewhat lengthy. For example, you will want to make sure that you all of your injuries are fully healed by the time you go to make your claim. That way, you can make sure that you all of your medical bills are sufficiently tallied up and that you are claiming the proper amount of compensation and you are not stuck with a low-ball settlement offer.

In addition to offering too little, note that insurance companies may sometimes drag their feet when making their decisions. Having a Clearwater personal injury lawyer in your corner, though, can make a huge difference in getting your claims carried out and completed.

If you were injured in an accident, do not hesitate to contact Roman & Gaynor. Having recovered millions of dollars for clients in the past, we know we can help you as well.

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