Hit and run accidents happen all the time across the state of Florida,
and they can seriously jeopardize the rights and wellbeing of injured
victims. Not only is fleeing the scene of an accident a criminal offense
in Florida, particularly because it puts victims at risk of not receiving
medical attention, it can also make for complications should an injured
victim attempt to pursue a recovery of their damages, including the costs
of any future medical needs and their pain and suffering, that arise as
a result of the crash.
The unfortunate truth is that hit and run accidents frequently result in
situations where injured parties are not able to hold the at-fault driver
responsible for a crash. This is because:
- The hit and run driver was never found, or
- The hit and run driver was located but did not have insurance
These are the two most common scenarios victims face following hit and
run crashes and they can be detrimental to a personal injury case. In
some cases, a driver who fled the scene may be located and may have enough
insurance to cover a victims’ damages, but it is not the norm. Even
if a driver is found and made to face criminal charges for their actions,
victims need to know that these criminal cases will not provide the compensation
they need to cover their damages. Victim restitution may be available,
but it will still likely not be enough to meet a victim’s needs.
At Roman & Gaynor, we have spoken with auto accident victims throughout
the region who came to us following a hit and run collision in which the
other driver fled the scene. More often than not, after investigating
the circumstances involved, it is discovered that these victims simply
can’t pursue a claim against a driver without insurance or a driver
who is never found.
It is a sad and unfortunate reality that in many hit and run accidents,
it is the victim who pays. But it does not have to happen if motorists
understand that there are options for protecting themselves.
Read our blog:
Why You Should Have Uninsured Motorist Auto Insurance
UM / UIM Coverage
Because we have seen the devastating results of hit and run accidents first
hand, our legal team is passionate about educating local residents about
how they can protect themselves in the event of a hit and run accident
– or any accident involving an uninsured or underinsured driver.
Uninsured and underinsured motorist coverage are policies available though
most auto insurance providers, and they can be the safety net motorists
need in the event of a crash in which the at-fault party doesn’t
have what’s needed to cover their damages. UM may increase your
premium (you should always price shop), but it is absolutely essential
in cases such as hit and run accidents. When you consider the costs of
increased premiums to the tremendous costs victims have to foot on their
own following a hit and run crash or a wreck with an uninsured driver,
it always makes sense to purchase UM. In these situations, an injured
victim with UM can file a claim against their own insurance company, and
recover their damages through that means.
We strongly encourage everyone to look into uninsured motorist coverage.
It could make the difference when you need it most.
For more information about your rights after a
contact us to speak with a Clearwater car accident attorney at Roman & Gaynor
during a FREE consultation. We proudly serve clients throughout Pinellas
County, Pasco County, and the surrounding areas of Florida.